/* ============================================================
   Vitality Health Advisors — Medicare Division of Novavida Group
   Design system v2 (assets/css/vha.css) — photo-led, interactive, hover-everything
   Fonts: Newsreader (display serif) + Atkinson Hyperlegible Next (body/UI)
   Palette: seal blue #57A0D3 · navy #0E2A44 · Novavida sky #89D0F0 · amber #C98A1E
   SYSTEM MARKERS: [tokens] [base] [hover] [urgency] [header] [hero] [count] [stats]
     [doors] [map] [table] [cards] [quiz] [carriers] [video] [forms] [tpmo] [footer]
     [mobilebar] [modal] [plans] [phero] [util] [site-rules] [hc] [chooser] [price-gate] [breakpoints]
   Site rules (Michael 2026-10-25): centered headings/eyebrows/buttons inside cards · bolder, larger headings and key labels ·
   Title Case attention headings (build.py tc()) · gold accent --gold #F5B700 (dark bg) / --gold-ink (light bg) on key phrases ·
   hover-reveal .hc/.hcp panels on product cards · gated chooser · blurred plan pricing with overlay.
   ============================================================ */

/* [tokens] */
:root{
  --vha:#57A0D3; --vha-deep:#2F6EA6; --vha-tint:#E6F2FA;
  --navy:#0E2A44; --navy2:#17395C; --navy3:#0A1F33;
  --sky:#89D0F0; --sky-tint:#EAF6FC;
  --amber:#C98A1E; --amber2:#E0A338; --amber-tint:#FBF3E3;
  --gold:#F5B700; --gold-ink:#A8700F; /* gold accent: --gold on navy/photo backgrounds, --gold-ink on white (AA for large text) */
  --green:#1C8A5A; --red:#B3261E;
  --paper:#FFFFFF; --mist:#F3F7FB; --ink:#15283A; --muted:#4E6A80; --line:#D5E3EF;
  --display:"Newsreader", Georgia, "Times New Roman", serif;
  --body:"Atkinson Hyperlegible Next", "Atkinson Hyperlegible", "Segoe UI", Arial, sans-serif;
  --maxw:1200px; --gut:28px;
  --r-sm:10px; --r:16px; --r-lg:24px;
  --shadow:0 20px 50px -28px rgba(14,42,68,.35);
  --shadow-hi:0 30px 60px -24px rgba(14,42,68,.45);
  --focus:0 0 0 3px #fff, 0 0 0 6px var(--vha-deep);
  --ease:cubic-bezier(.2,.8,.2,1);
}

/* [base] */
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--body);font-size:18px;line-height:1.6;color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased;overflow-x:hidden}
img,svg,video{display:block;max-width:100%}
a{color:var(--vha-deep);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px;transition:color .2s}
a:hover{color:var(--navy)}
:focus-visible{outline:none;box-shadow:var(--focus);border-radius:4px}
h1,h2,h3,h4{font-family:var(--display);font-weight:600;line-height:1.08;color:var(--navy);letter-spacing:-.01em;text-wrap:balance}
h1{font-size:clamp(2.6rem,5.4vw,4.4rem);font-variation-settings:"opsz" 72}
h2{font-size:clamp(2.05rem,3.6vw,2.9rem);font-variation-settings:"opsz" 48}
h3{font-size:1.5rem;font-variation-settings:"opsz" 24}
h4{font-family:var(--body);font-weight:800;font-size:1.08rem;color:var(--navy)}
h1 em,h2 em,h3 em{font-style:italic;font-weight:500;color:var(--gold-ink)}
.hero h1 em,.phero h1 em,section.navy h2 em,section.navy h3 em,.stats h2 em{color:var(--gold)}
.hl{color:var(--gold-ink);font-weight:800}.hero .hl,.phero .hl,section.navy .hl,.stats .hl,footer .hl{color:var(--gold)}
.eyebrow{display:inline-block;font:800 .82rem/1 var(--body);letter-spacing:.12em;text-transform:uppercase;color:var(--gold-ink);margin-bottom:.7rem}
.hero .eyebrow,.phero .eyebrow,section.navy .eyebrow,.modal .top .eyebrow{color:var(--gold)}
p{max-width:68ch}
.lede{font-size:1.22rem;line-height:1.55;color:#2E4A62;max-width:60ch}
.small{font-size:.9rem;color:var(--muted)}
strong{font-weight:700}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 var(--gut)}
section{padding:76px 0;position:relative}
section.tight{padding:48px 0}
section.mist{background:var(--mist)}
section.navy{background:var(--navy);color:#DCE9F4}
section.navy h2,section.navy h3{color:#fff}
section.navy .lede{color:#C9DCEC}
section.navy a{color:var(--sky)}
section.navy .btn,section.navy .btn-enroll,section.navy .btn-navy,section.navy .btn-blue{color:#fff}section.navy .btn-white,section.navy .btn-line{color:var(--navy);background:#fff}section.navy .btn-line:hover{background:var(--navy);color:#fff}
section.navy .tool h3,section.navy .gate-card h3,section.navy .card h3,section.navy .photo-card h3{color:var(--navy)}
.sec-head{max-width:780px;margin:0 auto 2.2rem;text-align:center}
.sec-head p{margin:.8rem auto 0}
.rule{width:56px;height:4px;background:linear-gradient(90deg,var(--amber),var(--gold));border-radius:2px;margin:1rem auto 1.2rem;transition:width .4s var(--ease)}
.sec-head:hover .rule{width:120px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.reveal{opacity:0;transform:translateY(18px);transition:opacity .6s var(--ease),transform .6s var(--ease)}
.reveal.in{opacity:1;transform:none}

/* Buttons — large targets for a 65+ audience */
.btn{position:relative;display:inline-flex;align-items:center;justify-content:center;gap:.55rem;font:800 1.05rem/1 var(--body);padding:1rem 1.5rem;min-height:54px;border-radius:var(--r-sm);border:2px solid transparent;cursor:pointer;text-decoration:none;transition:transform .2s var(--ease),box-shadow .2s var(--ease),background .2s,border-color .2s,color .2s;white-space:nowrap;overflow:hidden}
.btn::after{content:"";position:absolute;inset:0;background:linear-gradient(120deg,transparent 30%,rgba(255,255,255,.25) 50%,transparent 70%);transform:translateX(-120%);transition:transform .6s var(--ease)}
.btn:hover::after{transform:translateX(120%)}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy2);color:#fff;transform:translateY(-3px);box-shadow:0 16px 30px -14px rgba(14,42,68,.7)}
.btn-blue{background:var(--vha);color:#fff}.btn-blue:hover{background:var(--vha-deep);color:#fff;transform:translateY(-3px);box-shadow:0 16px 30px -14px rgba(47,110,166,.8)}
.btn-line{border-color:var(--navy);color:var(--navy);background:#fff}.btn-line:hover{background:var(--navy);color:#fff;transform:translateY(-3px);box-shadow:0 16px 30px -16px rgba(14,42,68,.6)}
.btn-white{background:#fff;color:var(--navy)}.btn-white:hover{background:var(--sky-tint);color:var(--navy);transform:translateY(-3px);box-shadow:0 16px 30px -16px rgba(0,0,0,.5)}
.btn-amber{background:var(--amber);color:#fff}.btn-amber:hover{background:var(--amber2);color:#fff;transform:translateY(-3px);box-shadow:0 16px 30px -14px rgba(201,138,30,.8)}
.btn-enroll{background:var(--amber);color:#fff;animation:glow 2.4s infinite}
.btn-enroll:hover{background:var(--amber2);color:#fff;transform:translateY(-3px) scale(1.02);animation:none;box-shadow:0 18px 34px -12px rgba(201,138,30,.9)}
@keyframes glow{0%,100%{box-shadow:0 0 0 0 rgba(201,138,30,.55)}60%{box-shadow:0 0 0 14px rgba(201,138,30,0)}}
.btn-lg{font-size:1.15rem;padding:1.15rem 1.8rem;min-height:62px}
.btn-sm{font-size:.92rem;padding:.65rem 1rem;min-height:40px}
.btn svg{width:20px;height:20px;flex:none}
.btn-row{display:flex;gap:.8rem;flex-wrap:wrap;align-items:center}
.sec-head .btn-row,.card .btn-row,.photo-card .btn-row,.aep .btn-row,.gate-card .btn-row,.pgbox .btn-row{justify-content:center}

/* [hover] — global attention hooks (hover-capable devices only) */
@media (hover:hover){
  .card,.door,.piece,.tile,.logo,.photo-card{transition:transform .25s var(--ease),box-shadow .25s var(--ease),border-color .25s,background .25s}
  .card:hover,.photo-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-hi);border-color:var(--vha)}
  .ph{overflow:hidden}.ph img{transition:transform .7s var(--ease)}
  .card:hover .ph img,.photo-card:hover .ph img,.door:hover .ph img{transform:scale(1.06)}
  .piece:hover{transform:translateY(-6px)}
  .piece:hover .stop{background:var(--vha);color:#fff;transform:scale(1.1) rotate(-6deg)}
  .piece.p4:hover .stop{background:var(--amber)}
  table.cmp tbody tr{transition:background .2s}table.cmp tbody tr:hover td,table.cmp tbody tr:hover th{background:var(--vha-tint)}
  table.plans tbody tr:hover td{background:var(--vha-tint)}
  .faq summary{transition:color .2s,padding-left .2s}.faq summary:hover{color:var(--vha-deep);padding-left:.4rem}
  footer.site a{transition:color .2s,transform .2s;display:inline-block}footer.site a:hover{transform:translateX(3px)}
  .chip{transition:background .2s,color .2s,transform .2s}.chip:hover{background:var(--navy);color:#fff;transform:translateY(-2px)}
  .brand img{transition:transform .5s var(--ease)}.brand:hover img{transform:rotate(12deg) scale(1.06)}
  .checks li{transition:transform .2s}.checks li:hover{transform:translateX(4px)}
  .langs-inline span{transition:transform .2s}.langs-inline span:hover{transform:translateY(-2px)}
  .mbar a{transition:background .2s,color .2s}.mbar a:hover{background:var(--vha-tint)}
}
.ul{background-image:linear-gradient(currentColor,currentColor);background-size:0 2px;background-repeat:no-repeat;background-position:0 100%;text-decoration:none;transition:background-size .3s var(--ease)}
.ul:hover{background-size:100% 2px}

/* [urgency] — AEP bar above the header */
.urgency{background:linear-gradient(90deg,#8E5E0E,var(--amber) 40%,var(--amber2));color:#fff;font-weight:700;font-size:.98rem;position:relative;z-index:70}
.urgency .wrap{display:flex;align-items:center;justify-content:center;gap:1.2rem;flex-wrap:wrap;min-height:48px;padding-top:.45rem;padding-bottom:.45rem}
.urgency b{background:#fff;color:#7A5410;border-radius:999px;padding:.15rem .7rem;font-size:.9rem;white-space:nowrap}
.urgency a.go{color:#fff;text-decoration:none;background:var(--navy);border-radius:999px;padding:.4rem 1rem;white-space:nowrap;transition:transform .2s,background .2s}
.urgency a.go:hover{background:var(--navy3);transform:translateY(-2px)}
.urgency .x{position:absolute;right:12px;top:50%;transform:translateY(-50%);background:transparent;border:0;color:#fff;font-size:1.3rem;cursor:pointer;line-height:1;padding:.2rem .5rem}
.urgency.hide{display:none}
.urgency .lead-m{display:none}

/* [header] */
.topline{background:var(--navy);color:#CFE0EF;font-size:.92rem}
.topline .wrap{display:flex;justify-content:space-between;align-items:center;gap:1rem;min-height:40px;flex-wrap:wrap;padding-top:.3rem;padding-bottom:.3rem;max-width:1320px}
.topline a{color:#fff;text-decoration:none;font-weight:700}
.topline .langs{display:flex;gap:.55rem;align-items:center;margin-left:.4rem}
.topline .langs img{width:22px;height:15px;border-radius:2px;object-fit:cover;transition:transform .2s}.topline .langs img:hover{transform:scale(1.3)}
header.site{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);transition:box-shadow .3s}
header.site.scrolled{box-shadow:0 10px 30px -20px rgba(14,42,68,.5)}
header.site .wrap{max-width:1320px}
.hd{display:flex;align-items:center;justify-content:space-between;gap:2rem;min-height:84px}
.brand{display:flex;align-items:center;gap:.85rem;text-decoration:none;color:var(--navy);flex:none}
.brand img{width:58px;height:58px}
.brand .nm{font-family:var(--display);font-size:1.3rem;line-height:1;font-weight:600;letter-spacing:-.01em;white-space:nowrap;display:block}
.brand .div{display:block;font-family:var(--body);font-size:.76rem;font-weight:600;color:var(--vha-deep);margin-top:.3rem;white-space:nowrap}
nav.main{display:flex;gap:1rem;align-items:center}
nav.main a{position:relative;white-space:nowrap;font-weight:600;font-size:.9rem;color:var(--ink);text-decoration:none;padding:.4rem 0}
nav.main a::after{content:"";position:absolute;left:0;bottom:0;height:2px;width:0;background:var(--vha);transition:width .25s var(--ease)}
nav.main a:hover::after,nav.main a[aria-current="page"]::after{width:100%}
nav.main a:hover,nav.main a[aria-current="page"]{color:var(--navy)}
.hd .call{display:inline-flex;align-items:center;gap:.5rem;background:var(--navy);color:#fff;border-radius:var(--r-sm);padding:.7rem 1.1rem;font-weight:800;text-decoration:none;white-space:nowrap;transition:background .2s,transform .2s}
.hd .call:hover{background:var(--vha-deep);transform:translateY(-2px)}
.hd .call svg{width:18px;height:18px}
.menu-btn{display:none;border:2px solid var(--navy);background:#fff;border-radius:var(--r-sm);padding:.55rem .8rem;font:700 .95rem var(--body);color:var(--navy);cursor:pointer}
.mnav{display:none;background:#fff;border-bottom:1px solid var(--line)}
.mnav.open{display:block}
.mnav a{display:block;padding:.95rem var(--gut);border-top:1px solid var(--line);font-weight:600;text-decoration:none;color:var(--ink);transition:background .2s,padding-left .2s}
.mnav a:hover{background:var(--sky-tint);padding-left:calc(var(--gut) + 6px)}

/* [hero] — photo-led */
.hero{position:relative;color:#fff;overflow:hidden;background:var(--navy)}
.hero .bg{position:absolute;inset:0;z-index:0}
.hero .bg img{width:100%;height:100%;object-fit:cover;object-position:60% 35%;animation:kb 28s ease-in-out infinite alternate;transform-origin:center}
@keyframes kb{from{transform:scale(1)}to{transform:scale(1.08)}}
.hero .bg::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(10,31,51,.94) 0%,rgba(10,31,51,.82) 45%,rgba(10,31,51,.35) 100%)}
.hero .wrap{position:relative;z-index:1;display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center;padding-top:64px;padding-bottom:72px;min-height:620px}
.hero h1{color:#fff}
.hero h1 em{color:var(--gold)}
.hero .lede{color:#D7E6F2}
.pill{display:inline-flex;align-items:center;gap:.5rem;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.3);color:#fff;border-radius:999px;padding:.45rem 1rem;font-weight:700;font-size:.9rem;backdrop-filter:blur(6px)}
.pill i{width:9px;height:9px;border-radius:50%;background:var(--amber2);font-style:normal;animation:blink 1.6s infinite}
@keyframes blink{50%{opacity:.3}}
.zipstart{display:flex;gap:.6rem;margin-top:1.4rem;max-width:560px;background:#fff;border-radius:14px;padding:.5rem;box-shadow:var(--shadow-hi);transition:transform .25s var(--ease)}
.zipstart:hover{transform:translateY(-2px)}
.zipstart input{flex:1;border:0;font:600 1.15rem var(--body);padding:.6rem 1rem;min-width:0;color:var(--ink);background:transparent;min-height:54px}
.zipstart input:focus{outline:none}
.zipstart .btn{flex:none}
.hero .ctas{margin-top:1.3rem}
.hero .trust{display:flex;flex-wrap:wrap;gap:.6rem 1.4rem;margin-top:1.6rem;font-size:.92rem;color:#C9DCEC}
.hero .trust span{display:inline-flex;align-items:center;gap:.4rem}
.hero .trust svg{width:16px;height:16px;color:var(--sky)}
.langs-inline{display:flex;flex-wrap:wrap;gap:.6rem 1rem;align-items:center;margin-top:1rem;font-size:.92rem;color:#C9DCEC}
.langs-inline span{display:inline-flex;align-items:center;gap:.4rem;font-weight:600;color:#fff}
.langs-inline img{width:22px;height:15px;border-radius:2px;object-fit:cover}

/* [count] — AEP countdown card */
.aep{background:#fff;color:var(--ink);border-radius:var(--r-lg);padding:1.6rem;box-shadow:var(--shadow-hi);position:relative;overflow:hidden;transition:transform .3s var(--ease)}
.aep:hover{transform:translateY(-4px)}
.aep::before{content:"";position:absolute;top:0;left:0;right:0;height:6px;background:linear-gradient(90deg,var(--amber),var(--amber2),var(--vha))}
.aep .tag{display:inline-flex;align-items:center;gap:.5rem;font-weight:800;color:#7A5410;background:var(--amber-tint);border-radius:999px;padding:.3rem .8rem;font-size:.85rem;text-transform:uppercase;letter-spacing:.06em}
.aep .tag i{width:8px;height:8px;border-radius:50%;background:var(--amber);font-style:normal;animation:blink 1.6s infinite}
.aep{text-align:center}.aep h3{font-size:1.55rem;margin-top:.8rem}.aep ul{text-align:left}.aep p.when{margin-left:auto;margin-right:auto}
.cd{display:grid;grid-template-columns:repeat(3,1fr);gap:.6rem;margin-top:1rem}
.cd div{background:var(--navy);color:#fff;border-radius:12px;padding:.7rem .4rem;text-align:center;transition:transform .2s,background .2s}
.cd div:hover{transform:translateY(-3px);background:var(--vha-deep)}
.cd b{display:block;font:500 2.4rem/1 var(--display);font-variation-settings:"opsz" 72}
.cd small{font-weight:700;font-size:.72rem;letter-spacing:.06em;color:var(--sky)}
.aep p.when{margin-top:.9rem;font-size:.98rem;color:#2E4A62}
.aep .btn{width:100%;margin-top:1rem}
.aep ul{margin-top:.9rem;padding-left:1.2rem;font-size:.95rem;color:#2E4A62}
.aep ul li{margin:.25rem 0}

/* [stats] — CMS 2027 statistics band */
.stats{background:var(--navy3);color:#fff;padding:64px 0}
.stats .head{display:flex;justify-content:space-between;align-items:end;gap:1rem;flex-wrap:wrap;margin-bottom:1.6rem}
.stats h2{color:#fff}
.stats .pick{display:flex;align-items:center;gap:.6rem;font-weight:700}
.stats select{font:700 1rem var(--body);padding:.6rem .9rem;border-radius:10px;border:2px solid var(--vha);background:#fff;color:var(--navy);min-height:48px}
.tiles{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.tile{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:var(--r);padding:1.3rem 1.3rem 1.1rem;position:relative;overflow:hidden;cursor:default;text-align:center}
.tile::before{content:"";position:absolute;left:0;top:0;bottom:0;width:4px;background:var(--vha);transition:width .3s var(--ease)}
.tile:hover{transform:translateY(-6px);background:rgba(255,255,255,.1);border-color:var(--sky)}
.tile:hover::before{width:100%;opacity:.08}
.tile b{display:block;font:600 2.7rem/1 var(--display);font-variation-settings:"opsz" 72;color:#fff;position:relative}
.tile b small{font:700 1rem var(--body);color:var(--sky);margin-left:.3rem}
.tile > span{display:block;margin-top:.5rem;font-size:.95rem;color:#C9DCEC;position:relative}
.tile b span{display:inline;font:inherit;color:inherit;margin:0}
.tile > span span{display:inline;font:inherit;margin:0;color:#fff;font-weight:700}
.tile .delta{display:inline-block;margin-top:.5rem;font-weight:800;font-size:.85rem;border-radius:999px;padding:.15rem .6rem}
.tile .delta.down{background:rgba(28,138,90,.25);color:#8FE3BC}.tile .delta.up{background:rgba(201,138,30,.25);color:#FFD58A}
.stats .src{margin-top:1.2rem;font-size:.85rem;color:#9FBAD2}
.stats .src a{color:var(--sky)}
.stats .state-tiles{margin-top:16px}
.stats .state-tiles .tile{background:rgba(87,160,211,.12)}

/* [doors] — the 1-2-3 ways to get help, with photos */
.doors3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;counter-reset:door}
.door{position:relative;display:flex;flex-direction:column;background:#fff;border:1.5px solid var(--line);border-radius:var(--r-lg);overflow:hidden;text-decoration:none;color:var(--ink);counter-increment:door}
.door .ph{aspect-ratio:16/10;background:var(--mist)}
.door .ph img{width:100%;height:100%;object-fit:cover}
.door .n{position:absolute;left:18px;top:18px;width:46px;height:46px;border-radius:50%;background:#fff;color:var(--vha-deep);display:flex;align-items:center;justify-content:center;font:500 1.6rem var(--display);box-shadow:0 8px 20px -8px rgba(0,0,0,.5)}
.door .n::before{content:counter(door)}
.door .bd{padding:1.2rem 1.3rem 1.4rem;display:flex;flex-direction:column;gap:.4rem;flex:1;text-align:center;align-items:center}
.door b{font:600 1.35rem/1.2 var(--display);color:var(--navy)}
.door span.d{font-size:.98rem;color:#2E4A62}
.door .go{margin-top:auto;padding-top:.8rem;font-weight:800;color:var(--gold-ink);display:inline-flex;align-items:center;justify-content:center;gap:.4rem;transition:gap .2s}
.door:hover{transform:translateY(-6px);box-shadow:var(--shadow-hi);border-color:var(--vha)}
.door:hover .go{gap:.8rem;color:var(--navy)}
.door.primary{border-color:var(--navy)}
.door.primary .bd{background:var(--navy);color:#fff}.door.primary b{color:#fff}.door.primary span.d{color:#C9DCEC}.door.primary .go{color:var(--gold)}
/* compact list version (asides) */
.doors{display:grid;gap:12px;list-style:none;counter-reset:door}
.doors .door{flex-direction:row;align-items:center;gap:1rem;padding:.9rem 1rem;border-radius:var(--r)}
.doors .door .n{position:static;width:40px;height:40px;box-shadow:none;background:var(--vha-tint);flex:none}
.doors .door .bd{padding:0;gap:.15rem;text-align:left;align-items:flex-start}.doors .door b{font:800 1.02rem/1.2 var(--body)}.doors .door span.d{font-size:.9rem}.doors .door .go{display:none}
.doors .door:hover{transform:translateX(4px)}
.doors .door.primary{background:var(--navy)}.doors .door .bd{background:transparent}.doors .door.primary .n{background:rgba(255,255,255,.15);color:var(--sky)}

/* [map] — the four pieces of Medicare */
.map{display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative;margin-top:2rem}
.map::before{content:"";position:absolute;left:12%;right:12%;top:30px;height:3px;background:var(--line);z-index:0}
.piece{position:relative;z-index:1;padding:0 18px 18px;border-radius:var(--r);text-align:center;display:flex;flex-direction:column;align-items:center}
.piece .stop{width:60px;height:60px;border-radius:50%;background:#fff;border:3px solid var(--vha);display:flex;align-items:center;justify-content:center;font:600 1.4rem var(--display);color:var(--navy);margin-bottom:1rem;transition:transform .3s var(--ease),background .3s,color .3s}
.piece.p4 .stop{border-color:var(--amber)}
.piece h3{margin-bottom:.35rem}
.piece .what{font-weight:800;color:var(--gold-ink);font-size:.95rem;margin-bottom:.6rem}
.piece ul{padding-left:1.1rem;font-size:.98rem;color:#2E4A62;text-align:left}
.piece li{margin:.3rem 0}
.piece a.more{display:inline-block;margin-top:.8rem;font-weight:700}

/* [table] */
.tblwrap{overflow:auto;border:1.5px solid var(--line);border-radius:var(--r);background:#fff}
table.cmp{width:100%;border-collapse:collapse;font-size:.98rem;min-width:720px}
table.cmp th,table.cmp td{padding:.9rem 1rem;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
table.cmp thead th{background:var(--navy);color:#fff;font-weight:700;font-size:.92rem}
table.cmp tbody th{font-weight:700;color:var(--navy);background:var(--mist);width:22%}
table.cmp tr:last-child td,table.cmp tr:last-child th{border-bottom:none}
table.cmp td small{display:block;color:var(--muted);font-size:.85rem}
table.cmp td.warn{background:var(--amber-tint);font-weight:700;color:#7A5410}
table.cmp td.good{color:var(--green);font-weight:700}

/* [cards] */
.card{background:#fff;border:1.5px solid var(--line);border-radius:var(--r);padding:1.5rem;position:relative;text-align:center}
.card h3{margin-bottom:.5rem}
.card ul,.card ol,.card .checks,.card label.l,.card .dates{text-align:left}.card .checks{justify-items:start}
.card p{font-size:1rem;color:#2E4A62}
.card .btn{margin-top:1rem}
.photo-card{background:#fff;border:1.5px solid var(--line);border-radius:var(--r-lg);overflow:hidden;display:flex;flex-direction:column}
.photo-card .ph{aspect-ratio:16/10}.photo-card .ph img{width:100%;height:100%;object-fit:cover}
.photo-card .bd{padding:1.3rem 1.4rem 1.5rem;display:flex;flex-direction:column;gap:.5rem;flex:1;text-align:center;align-items:center}
.photo-card .bd p{font-size:1rem;color:#2E4A62}
.photo-card .bd .btn{margin-top:auto;align-self:center}.photo-card .bd .btn-row{margin-top:auto}
.checks{list-style:none;display:grid;gap:.6rem}
.checks li{position:relative;padding-left:1.9rem}
.checks li::before{content:"";position:absolute;left:0;top:.42em;width:18px;height:18px;border-radius:50%;background:var(--vha-tint);border:2px solid var(--vha)}
.checks li::after{content:"";position:absolute;left:6px;top:calc(.42em + 4px);width:6px;height:9px;border:solid var(--vha-deep);border-width:0 2.5px 2.5px 0;transform:rotate(45deg)}
.faq details{border-top:1px solid var(--line);padding:1rem 0}
.faq details:last-child{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;font-weight:700;font-size:1.1rem;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:1rem}
.faq summary::after{content:"+";font-family:var(--display);font-size:1.6rem;line-height:1;color:var(--vha);transition:transform .3s}
.faq details[open] summary::after{content:"–"}
.faq p{margin-top:.6rem;color:#2E4A62}
.note{background:var(--amber-tint);border-left:4px solid var(--amber);padding:1rem 1.2rem;border-radius:0 var(--r-sm) var(--r-sm) 0;font-size:1rem}
.note.blue{background:var(--vha-tint);border-left-color:var(--vha)}
.crumbs{font-size:.9rem;color:var(--muted);margin-bottom:1rem}
.crumbs a{color:var(--muted)}
.byline{display:inline-flex;gap:.6rem;align-items:center;font-size:.9rem;color:var(--muted);margin-top:1rem}
.byline b{color:var(--navy)}
article.body{max-width:760px}
article.body h2{margin-top:2.6rem;margin-bottom:.8rem}
article.body h3{margin-top:1.8rem;margin-bottom:.5rem}
article.body p,article.body ul,article.body ol{margin-bottom:1rem}
article.body ul,article.body ol{padding-left:1.4rem}
article.body li{margin:.35rem 0}
article.body img.inline{border-radius:var(--r);margin:1.4rem 0;width:100%;aspect-ratio:16/9;object-fit:cover;transition:transform .5s var(--ease)}
article.body img.inline:hover{transform:scale(1.02)}
.aside-cta{position:sticky;top:104px;background:#fff;border:1.5px solid var(--line);border-radius:var(--r-lg);padding:1.4rem;box-shadow:var(--shadow);text-align:center}
.aside-cta h3{font-size:1.3rem}
.aside-cta .doors{margin-top:1rem}
.aside-cta .cdmini{display:flex;align-items:center;gap:.7rem;background:var(--amber-tint);border-radius:12px;padding:.7rem .9rem;margin-top:1rem;font-weight:700;color:#7A5410;font-size:.92rem}
.aside-cta .cdmini b{font:500 1.9rem/1 var(--display);color:var(--navy)}
.two{display:grid;grid-template-columns:1fr 360px;gap:48px;align-items:start}
.two.eq{grid-template-columns:1fr 1fr}
.two>*,.grid2>*,.grid3>*,.split>*{min-width:0} /* wide tables inside grid items scroll in .tblwrap instead of widening the page */

/* [quiz] — which path fits me */
.quiz{background:#fff;border:1.5px solid var(--line);border-radius:var(--r-lg);padding:1.8rem;box-shadow:var(--shadow)}
.quiz .q{display:none}.quiz .q.on{display:block}
.quiz .prog{display:flex;gap:.4rem;margin-bottom:1rem}.quiz .prog i{flex:1;height:6px;border-radius:3px;background:var(--line);transition:background .3s}.quiz .prog i.on{background:var(--vha)}
.quiz h3{font-size:1.4rem;margin-bottom:1rem;text-align:center}.quiz .res{text-align:center}.quiz .res p{margin:0 auto}
.opts{display:grid;gap:.6rem}
.opts button{text-align:left;font:600 1.02rem var(--body);padding:.95rem 1.1rem;border:2px solid var(--line);border-radius:var(--r-sm);background:#fff;cursor:pointer;color:var(--ink);transition:border-color .2s,background .2s,transform .2s;min-height:54px}
.opts button:hover{border-color:var(--vha);background:var(--sky-tint);transform:translateX(4px)}
.quiz .res{display:none}.quiz .res.on{display:block}
.quiz .res .badge{display:inline-block;background:var(--navy);color:#fff;border-radius:999px;padding:.35rem .9rem;font-weight:800;font-size:.9rem;margin-bottom:.8rem}
.quiz .back{background:none;border:0;color:var(--muted);font:600 .9rem var(--body);cursor:pointer;margin-top:1rem;text-decoration:underline}

/* [carriers] */
.logos{display:grid;grid-template-columns:repeat(7,1fr);gap:14px;align-items:center}
.logo{background:#fff;border:1.5px solid var(--line);border-radius:var(--r-sm);padding:.9rem 1rem;height:84px;display:flex;align-items:center;justify-content:center}
.logo img{max-height:44px;width:auto;filter:grayscale(1);opacity:.75;transition:filter .3s,opacity .3s,transform .3s}
.logo:hover{transform:translateY(-4px);border-color:var(--vha);box-shadow:var(--shadow)}
.logo:hover img{filter:none;opacity:1;transform:scale(1.08)}

/* [video] */
.vid{position:relative;border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--shadow-hi);aspect-ratio:16/9;background:var(--navy)}
.vid video,.vid img{width:100%;height:100%;object-fit:cover}
.vid .cap{position:absolute;left:0;right:0;bottom:0;padding:1rem 1.2rem;background:linear-gradient(transparent,rgba(10,31,51,.85));color:#fff;font-weight:700}
.split{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}

/* [forms] */
form.lead{background:#fff;border:1.5px solid var(--line);border-radius:var(--r-lg);padding:1.6rem;box-shadow:var(--shadow);transition:box-shadow .3s}
form.lead:hover{box-shadow:var(--shadow-hi)}
form.lead h3{font-size:1.45rem;text-align:center}
form.lead .sub{color:var(--muted);font-size:.98rem;margin:.3rem auto 1rem;text-align:center}
.f{display:grid;gap:.9rem}
.f .row{display:grid;grid-template-columns:1fr 1fr;gap:.9rem}
label.l{display:block;font-weight:800;font-size:1rem;color:var(--navy);margin-bottom:.3rem}
input[type=text],input[type=tel],input[type=email],input[type=date],select,textarea{width:100%;font:500 1.05rem var(--body);padding:.85rem .95rem;border:2px solid var(--line);border-radius:var(--r-sm);background:#fff;color:var(--ink);min-height:52px;transition:border-color .2s,box-shadow .2s}
input:hover,select:hover{border-color:#B9CEDF}
input:focus,select:focus,textarea:focus{border-color:var(--vha-deep);outline:none;box-shadow:0 0 0 4px rgba(87,160,211,.2)}
.consent{display:grid;grid-template-columns:26px 1fr;gap:.7rem;align-items:start;font-size:.84rem;line-height:1.5;color:#3A546A;background:var(--mist);padding:.9rem 1rem;border-radius:var(--r-sm);border:1px solid var(--line)}
.consent input{width:22px;height:22px;margin-top:.15rem;accent-color:var(--vha-deep)}
.f .btn{width:100%}
.ok{display:none;background:var(--vha-tint);border:1.5px solid var(--vha);border-radius:var(--r);padding:1.4rem;text-align:center}
.ok h3{color:var(--navy)}
.err{display:none;color:var(--red);font-weight:700;font-size:.95rem}
.hp{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden}
.dates{background:var(--vha-tint);border-radius:var(--r);padding:1.2rem 1.3rem;margin-top:1rem;display:none}
.dates.on{display:block}
.dates b{color:var(--navy)}

/* [tpmo] — required Medicare disclosures block (every page) */
.tpmo{background:#fff;border-top:4px solid var(--amber);padding:40px 0 28px}
.tpmo .box{border:1.5px solid var(--line);border-radius:var(--r);padding:1.3rem 1.5rem;font-size:.95rem;line-height:1.55;color:#2E4A62}
.tpmo .box p{max-width:none}
.tpmo .box b{color:var(--navy)}
.tpmo .box p + p{margin-top:.7rem}
.tpmo .orgs{font-size:.9rem;color:var(--muted);margin-top:.7rem}

/* [footer] */
footer.site{background:var(--navy);color:#C9DCEC;padding:56px 0 48px;font-size:.95rem}
footer.site a{color:#E6F0F8;text-decoration:none}
footer.site a:hover{color:var(--sky);text-decoration:underline}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px}
footer .fb{display:flex;align-items:center;gap:.8rem;margin-bottom:1rem}
footer .fb img{width:54px;height:54px}
footer .fb b{font-family:var(--display);font-size:1.3rem;color:#fff;display:block;line-height:1.05}
footer .email{color:#E6F0F8;font-weight:700}
footer .fb span{font-size:.8rem;color:var(--sky)}
footer h4{color:#fff;margin-bottom:.8rem;font-size:.95rem}
footer ul{list-style:none;display:grid;gap:.5rem}
footer .fam{display:flex;align-items:center;gap:.8rem;margin-top:1.4rem;padding-top:1.2rem;border-top:1px solid rgba(255,255,255,.14)}
footer .fam img{width:44px;height:44px;border-radius:50%}
footer .fam small{display:block;color:#9FBAD2;font-size:.82rem}
footer .legal{margin-top:2.2rem;padding-top:1.4rem;border-top:1px solid rgba(255,255,255,.14);font-size:.84rem;color:#9FBAD2;line-height:1.6}
footer .legal p{max-width:none;margin-bottom:.6rem}
footer .soc{display:flex;gap:.7rem;margin-top:1rem}
footer .soc a{width:38px;height:38px;border-radius:50%;background:rgba(255,255,255,.08);display:inline-flex;align-items:center;justify-content:center;transition:background .2s,transform .2s}
footer .soc a:hover{background:var(--vha);transform:translateY(-3px)}
footer .soc svg{width:18px;height:18px;fill:#fff}

/* [mobilebar] — sticky 1-2-3 bar on phones/tablets */
.mbar{display:none;position:fixed;left:0;right:0;bottom:0;z-index:65;background:#fff;border-top:1.5px solid var(--line);box-shadow:0 -10px 30px -16px rgba(14,42,68,.4)}
.mbar a{flex:1;display:flex;flex-direction:column;align-items:center;gap:.15rem;padding:.6rem .3rem .7rem;font-weight:800;font-size:.82rem;color:var(--navy);text-decoration:none}
.mbar a svg{width:22px;height:22px}
.mbar a.mid{background:var(--amber);color:#fff}

/* [modal] — enroll-now pop-up (timed / scroll / exit intent, once per session) */
.modal{position:fixed;inset:0;z-index:80;display:none;align-items:center;justify-content:center;padding:20px;background:rgba(10,31,51,.6);backdrop-filter:blur(4px)}
.modal.on{display:flex;animation:fade .3s}
@keyframes fade{from{opacity:0}to{opacity:1}}
.modal .box{background:#fff;border-radius:var(--r-lg);max-width:640px;width:100%;overflow:hidden;box-shadow:0 40px 90px -30px rgba(0,0,0,.6);animation:pop .4s var(--ease);position:relative}
@keyframes pop{from{transform:translateY(24px) scale(.97);opacity:0}to{transform:none;opacity:1}}
.modal .top{background:var(--navy);color:#fff;padding:1.4rem 3.2rem 1.4rem 1.6rem;display:flex;gap:1rem;align-items:center}
.modal .top .cdm{text-align:center;flex:none;background:var(--amber);border-radius:12px;padding:.5rem .8rem;min-width:84px}
.modal .top .cdm b{display:block;font:500 2.2rem/1 var(--display)}.modal .top .cdm small{font-weight:800;font-size:.7rem;letter-spacing:.08em}
.modal .top h3{color:#fff;font-size:1.45rem}.modal .top p{color:#C9DCEC;font-size:.95rem;margin-top:.2rem}.modal .top .eyebrow{margin-bottom:.3rem}
.modal .bd{padding:1.4rem 1.6rem 1.6rem}
.modal .bd .btn{width:100%;margin-top:.6rem}
.modal .x{position:absolute;top:10px;right:12px;background:rgba(255,255,255,.15);border:0;color:#fff;font-size:1.4rem;width:40px;height:40px;border-radius:50%;cursor:pointer;transition:background .2s,transform .2s}
.modal .x:hover{background:rgba(255,255,255,.3);transform:rotate(90deg)}
.modal .later{display:block;text-align:center;margin-top:.9rem;font-size:.9rem;color:var(--muted);background:none;border:0;cursor:pointer;width:100%;text-decoration:underline}

/* [plans] — plan browser / carrier finder */
.tools{display:grid;grid-template-columns:1fr 1fr;gap:1rem;max-width:720px;margin-bottom:1.4rem}
table.plans{width:100%;border-collapse:collapse;font-size:.95rem;min-width:620px}
table.plans th,table.plans td{padding:.7rem .9rem;border-bottom:1px solid var(--line);text-align:left}
table.plans td{position:relative} /* keeps the .sr label inside the scrolling cell */
table.plans thead th{background:var(--mist);color:var(--navy);font-weight:700;position:sticky;top:0}
.chips{display:flex;flex-wrap:wrap;gap:.5rem}
.chip{background:var(--vha-tint);color:var(--navy);border-radius:999px;padding:.35rem .8rem;font-weight:600;font-size:.9rem}
.stat{font:500 2.6rem/1 var(--display);color:var(--navy)}
.stat small{display:block;font:700 .9rem var(--body);color:var(--muted);margin-top:.35rem}
.statrow{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin:1.2rem 0 1.6rem}
.statrow .tile{background:var(--vha-tint);border-color:var(--line);color:var(--ink)}
.statrow .tile b{color:var(--navy)}.statrow .tile > span{color:#2E4A62}.statrow .tile > span span{color:var(--navy)}
.statrow .tile:hover{background:#fff}

/* [phero] — page hero with photo band */
.phero{position:relative;background:var(--navy);color:#fff;padding:56px 0 52px;overflow:hidden}
.phero .bg{position:absolute;inset:0}
.phero .bg img{width:100%;height:100%;object-fit:cover;object-position:center 40%}
.phero .bg::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(10,31,51,.95) 0%,rgba(10,31,51,.8) 55%,rgba(10,31,51,.45) 100%)}
.phero .wrap{position:relative}
.phero h1{color:#fff}.phero h1 em{color:var(--gold)}
.phero .lede{color:#D7E6F2;margin-top:1rem}
.phero .crumbs,.phero .crumbs a{color:#B8CCDD}
.phero .byline{color:#C9DCEC}.phero .byline b{color:#fff}
.phero.light{background:var(--sky-tint);color:var(--ink)}
.phero.light h1{color:var(--navy)}.phero.light .lede{color:#2E4A62}.phero.light .crumbs,.phero.light .crumbs a{color:var(--muted)}

/* [util] */
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.mt1{margin-top:1rem}.mt2{margin-top:2rem}.mt3{margin-top:3rem}
.center{text-align:center}
.ribbon{display:inline-flex;align-items:center;gap:.5rem;background:var(--amber-tint);color:#7A5410;border:1px solid #EBD4A3;border-radius:999px;padding:.4rem .9rem;font-weight:800;font-size:.88rem}
.ribbon i{width:9px;height:9px;border-radius:50%;background:var(--amber);font-style:normal;animation:blink 1.6s infinite}
.brandlock{display:flex;align-items:center;gap:1rem}
.brandlock img{width:84px;height:84px}
.brandlock b{font-family:var(--display);font-size:1.9rem;color:#fff;display:block;line-height:1.05;font-weight:500}
.brandlock span{color:var(--sky);font-weight:700;font-size:.95rem}
.team{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.team .photo-card .ph{aspect-ratio:16/9}
@media print{header.site,.mbar,.topline,.aside-cta,.urgency,.modal{display:none}}

/* [hc] — hover-reveal data panels on product cards (slide up from the card's bottom edge; tap toggles on touch) */
.hc{position:relative;overflow:hidden}
.hc .hcp{position:absolute;left:0;right:0;bottom:0;z-index:3;background:var(--navy);color:#fff;border-top:4px solid var(--gold);padding:1rem 1.1rem;font:500 .9rem/1.45 var(--body);text-align:left;transform:translateY(102%);transition:transform .35s var(--ease);max-height:92%;overflow:auto}
.hc .hcp b{display:block;color:var(--gold);font:800 .78rem/1.2 var(--body);letter-spacing:.1em;text-transform:uppercase;margin:.5rem 0 .2rem}
.hc .hcp b:first-child{margin-top:0}
.hc .hcp a{color:#fff;font-weight:800;text-decoration:underline;margin-right:.8rem}
.hc.open .hcp{transform:none}
@media(hover:hover){.hc:hover .hcp,.hc:focus-within .hcp{transform:none}}
.piece.hc{overflow:hidden;padding-bottom:18px}

/* [chooser] — gated A / B / C self-enroll chooser (inline on /quote, modal elsewhere) */
.gate{display:flex;justify-content:center}
.gate-card{background:#fff;color:var(--ink);border-radius:var(--r-lg);padding:2rem 2.2rem;max-width:720px;text-align:center;box-shadow:var(--shadow-hi);border-top:6px solid var(--gold)}
.gate-card h3{color:var(--navy);font-size:1.6rem;margin-bottom:.5rem}
.gate-card p{margin:0 auto 1.2rem;color:#2E4A62}
.gate.done{display:none}
.gate-panel{display:none;margin-top:2rem}
.gate-panel.open{display:block;animation:fade .35s}
.chooser{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.tool{background:#fff;color:var(--ink);border:1.5px solid var(--line);border-radius:var(--r-lg);display:flex;flex-direction:column;box-shadow:var(--shadow)}
.tool .shot{position:relative;aspect-ratio:16/10;background:var(--mist);border-bottom:1.5px solid var(--line);border-radius:var(--r-lg) var(--r-lg) 0 0;overflow:hidden}
.tool .shot img{width:100%;height:100%;object-fit:cover;object-position:top;transition:transform .6s var(--ease)}
.tool:hover .shot img{transform:scale(1.04)}
.tool .ab{position:absolute;left:14px;top:14px;width:44px;height:44px;border-radius:50%;background:var(--gold);color:var(--navy);display:flex;align-items:center;justify-content:center;font:600 1.5rem var(--display);box-shadow:0 8px 20px -8px rgba(0,0,0,.5)}
.tool .bd{padding:1.2rem 1.3rem 1.4rem;display:flex;flex-direction:column;gap:.5rem;flex:1;text-align:center;align-items:center}
.tool h3{color:var(--navy);font-size:1.35rem}
.tool p{font-size:.98rem;color:#2E4A62;margin:0}
.tool .btn{margin-top:auto}
.tool .note{font-size:.84rem;color:var(--muted);margin:0 auto}
.chooser-note{margin:1.2rem auto 0;max-width:none;text-align:center}
section.navy .chooser-note{color:#C9DCEC}section.navy .chooser-note a{color:var(--gold)}
.chooser-modal .box{max-width:1180px;max-height:calc(100vh - 40px);display:flex;flex-direction:column}
.chooser-modal .bd{overflow:auto;flex:1;min-height:0}.chooser-modal .top{flex:none}
.chooser-modal .top{text-align:left}

/* [price-gate] — plan-specific $ figures are blurred; one overlay card invites a live quote or a call (CMS educational figures stay visible) */
.blurp{filter:blur(7px);user-select:none;pointer-events:none;display:inline-block;min-width:3.5em;color:var(--navy)}
.price-gate{position:relative}
.price-gate .pg{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;padding:1rem;pointer-events:none;z-index:4}
.pgbox{pointer-events:auto;background:#fff;border:2px solid var(--gold);border-radius:var(--r-lg);padding:1.3rem 1.5rem;max-width:460px;text-align:center;box-shadow:0 30px 60px -20px rgba(14,42,68,.55)}
.pgbox b{display:block;font:600 1.5rem/1.1 var(--display);color:var(--navy);margin-bottom:.4rem}
.pgbox p{font-size:.95rem;color:#2E4A62;margin:0 auto .9rem}
.pgbox .btn{font-size:.95rem;min-height:48px;padding:.8rem 1.1rem}

/* [breakpoints] — tablet (≤1024) and phone (≤640) */
@media(max-width:1180px){nav.main{display:none}.menu-btn{display:inline-flex;align-items:center;gap:.4rem}}
@media(max-width:1024px){
  .hero .wrap{grid-template-columns:1fr;gap:32px;padding-top:44px;padding-bottom:56px;min-height:0}
  .hero .bg img{object-position:70% 30%}
  .tiles,.statrow{grid-template-columns:repeat(2,1fr)}
  .logos{grid-template-columns:repeat(4,1fr)}
  .doors3{grid-template-columns:1fr 1fr}
  .chooser{grid-template-columns:1fr 1fr}
  .map{grid-template-columns:1fr 1fr}.map::before{display:none}
  .grid3,.grid4{grid-template-columns:1fr 1fr}
  .two,.two.eq,.split,.team{grid-template-columns:1fr}.aside-cta{position:static}
  .fgrid{grid-template-columns:1fr 1fr}
  .mbar{display:flex}body{padding-bottom:76px}
}
@media(max-width:640px){
  :root{--gut:18px}
  body{font-size:17px}
  section{padding:52px 0}
  .hd{min-height:68px}.hd .call{display:none}.brand img{width:44px;height:44px}.brand .nm{font-size:1.12rem}.brand .div{font-size:.66rem;margin-top:.2rem}
  .topline .lic{display:none}.topline .wrap{justify-content:center}
  .urgency{font-size:.88rem}.urgency .wrap{gap:.5rem;padding-right:36px;justify-content:flex-start}.urgency .lead{display:none}.urgency .lead-m{display:inline}.urgency b{font-size:.8rem;padding:.1rem .5rem}.urgency a.go{padding:.3rem .7rem;font-size:.85rem}
  .pill .sub{display:none}
  .hero h1{font-size:2.3rem}
  .zipstart{flex-direction:column;background:transparent;box-shadow:none;padding:0;gap:.6rem}.zipstart input{background:#fff;border-radius:12px;width:100%}.zipstart .btn{width:100%}
  .tiles,.statrow{grid-template-columns:1fr 1fr;gap:10px}.tile{padding:1rem}.tile b{font-size:2rem}
  .logos{grid-template-columns:repeat(3,1fr);gap:10px}.logo{height:68px;padding:.6rem}
  .doors3,.map,.grid2,.grid3,.grid4,.chooser{grid-template-columns:1fr}
  .gate-card{padding:1.4rem 1.2rem}.gate-card .btn{width:100%}
  .pgbox{padding:1rem 1.1rem}.pgbox .btn{width:100%}
  .chooser-modal .box{max-height:92vh}
  .f .row{grid-template-columns:1fr}
  .fgrid{grid-template-columns:1fr}
  .cd b{font-size:2rem}
  .modal{align-items:flex-end;padding:0}.modal .box{border-radius:var(--r-lg) var(--r-lg) 0 0;max-width:none}
  table.cmp{font-size:.9rem}
}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.hero .bg img{animation:none}.reveal{opacity:1;transform:none}}